Submit the deal
Straight from Filogix, Finmo, or Velocity. The same flow you use for a lender. No new tool to learn.
Suitability compliance platform for mortgage brokers
Close more. Chase less.
Grid pre-underwrites your files across prime, alt-A, private, and reverse before any commitment is signed and hands you a ranked shortlist. You and your client choose. We submit and close on your behalf.
Submit with the tools you already know
100% your client
17.5 bps only when it funds
Offer comparison
Underwritten by Grid - best value highlighted
3 offers
6.78% best rate
| Metric | Private 1 yr | Alt-A Flex | Prime 5 yr fixed |
|---|---|---|---|
| Rate | 7.49% | 7.14% | 6.78% Best |
| Monthly | $3,640 | $3,510 | $3,378 |
| Max loan | $520k | $495k | $480k |
| Decision | Approvable | Approvable | 1 condition |
Underwritten across
- Prime
- Alt-A
- B-lender
- Private
- Reverse
- Every Canadian lender on Velocity
How we can help your business
Come prepared with everything you need to close the deal.
Become shopping-proof. Even if your client shops around to different brokers, you can show the full product map: what fits, what falls away, and why.
Products checked
Trade-offs explained
Reasons documented
Client-ready shortlist
How it works
Two quick steps for you. We carry the rest.
You submit, you choose. The underwrite, the lender hunt, and the paperwork back-and-forth all run on your behalf with Grid.
Full underwrite
Grid checks the file against prime, alt-A, private, and reverse options before any commitment is signed.
Choose the fit
You get a ranked shortlist of lenders and products that suit the file. You and your client pick one.
We run lender conversations
Grid submits and runs every lender exchange, surfacing only the questions you or your client must answer.
Why brokers hand us the file
A better way to run every deal.
Three things change with Grid: less guideline archaeology, cleaner suitability evidence, and fewer lender follow-ups landing in your inbox.
01
Stop memorizing dozens of product matrices.
Nothing is more frustrating than vague underwriting guidelines. Grid digs into the details on each product so you can spend those hours where they pay off: prospecting, referrals, and your next deal.
02
Your client gets the best product that fits their situation.
A flat fee means Grid has nothing to gain by steering your client one way or another. Each file comes back with an auditable deal assessment: products they qualify for, features and pricing side by side, and a documented record for suitability.
03
Lender-ready before you commit to anyone.
No commitment to sign first. Grid builds the package with you, checks it against each lender's criteria, and gathers the right documents up front.
Use cases
Same platform. Three broker headaches.
Grid is built around one idea: do the underwriting work once, early, and clearly enough that every next step gets easier.
Free up your time
Improve compliance
Premium lender pricing
Spend less of the week packaging files.
Grid takes the repetitive prep, checking, lender follow-up, and document chasing off your desk.
Improve compliance
Build a suitability record before the commitment.
Grid turns product fit, pricing, and exceptions into a clear review you can stand behind.
Premium lender pricing
Access stronger lender economics without joining a network.
Grid can route files through pooled volume while you keep the client relationship.
Your pipeline, at a glance
Every deal, every dollar, every status - live.
A single place to manage every deal. You can delete the bookmark bar filled with each lender's portal and see what is waiting, what changed, and what funded.
- Live status on every file - underwriting, conditions, approved, funded.
- A single place to manage every deal with the portal-hopping pulled out of the day.
- Top-tier comp, pooled - your files ride Grid's volume into lenders' best tiers.
The workspace
Deal status, pricing, documents, and client questions in one place.
Grid keeps the broker view clean: what is approved, what still needs a client answer, which product wins, and where every file sits.
Two ways to work
Choose one path for each deal.
This is an either/or choice on every file. Keep the lender relationship yourself, or let Grid act as broker of record so the file can use Grid's lender access and pricing.
Keep your lender access
You are broker of record
Keep your own lender access and pricing. Grid underwrites and runs the file in the background, under your name.
Use Grid lender access
Grid is broker of record
Ride Grid's pooled volume for top-tier comp and lender access. Grid is named to the lender; you remain your client's only advisor.
Top-tier access
Big-brokerage muscle. None of the strings.
Grid submits at volume, so your deals can land in lenders' top comp tiers from your first file. No network to join, no fee splits, no one else's flag over your door.
The old trade-off
Join a network for access
- Split your comp on every file for the privilege of volume tiers.
- Monthly desk fees and minimum volume commitments.
- Their brand on your cards, your site, and your client relationships.
On Grid
Pooled volume, yours to use
- Top-tier comp from file one through Grid's combined volume.
- Status pricing and priority queues without becoming a mega-team.
- Stay independent with your brand, your licence, and your book.
The back-and-forth, handled
We talk to the lender. You talk to your client.
Conditions, document chases, appraisals, underwriter questions - Grid runs the whole lender conversation. You get a clean log and hear from us only when something truly needs your client.
- Every exchange logged in one thread you never have to write.
- Conditions cleared for you before asking your client for anything.
- One question at a time in plain language, ready to forward.
Lender log - XYZ Bank
Express First - file #6328 - handled by Grid
Credit and title pulledSoft bureau inquiry. Title search returned clear.
Income verifiedStatements matched to NOA. Cleared automatically.
Lender requested appraisal accessShare the appraisal?
1 question for your clientIs the $14k deposit from Mar 3 a gift or savings?
The math
~60%
of a broker's week is admin.
None of it grows your book. Hand it to Grid and spend those hours where they pay: calls, referrals, conferences, and clients.
Who owns what
Your back office. Your name on the door.
Grid is invisible to your client - we never market, sell, or sign with them. The relationship is yours, start to finish.
You, the broker
Advise, decide, sign, and stay the only face your client sees.
Your client
Sees your name on everything and talks only to you.
GridUnderwrites, ranks products, and coordinates lender exchanges.
The lender
Gets a fully underwritten package and coordinates with Grid directly.
Pricing
One number. Nothing until it funds.
17.5 bps of the deal
One fee, the whole way to funded.
17.5 basis points of the loan amount, charged only when the deal funds. No subscription, no per-file charge, nothing your client sees.
- $0 on unfunded deals
- No retainer, seats, or minimums
- Shown on every deal, to the dollar
Submit a deal
Close more. Chase less.
Send your next file from the LOS you already use. Grid will underwrite it, show you where it fits, and take it to funded while you win the next one.
Filogix Expertunder Private Lenders
Finmosearch in the lender field
Velocityunder Alternative Lenders
No setup - no retainer - 17.5 bps of the deal, only when it funds